Senior Software Engineer – Frontend (Mobile & Web)

🏢 About CreditSea

CreditSea (Innotech CreditSea Platforms Private Limited) is a digital lending fintech platform headquartered in Raipur, India. Operating in partnership with RBI-registered NBFCs, CreditSea builds modern consumer credit solutions that take customers from application to instant loan disbursal seamlessly and compliantly.

🎯 The Role

As a Senior Software Engineer – Frontend (Mobile & Web), reporting directly to the Engineering Manager – Frontend, you will architect the customer-facing mobile applications and responsive web journeys that guide borrowers from signup to disbursal in minutes. You will also develop the administrative portals and dashboards that internal credit, underwriting, collections, and DSA partner teams use every day.

🛠️ Tech Stack

• React Native or React / Next.js
• TypeScript & modern JavaScript
• State Management (Zustand, Redux)
• RESTful APIs & API batching
• KYC SDKs (Aadhaar OKYC, Video KYC, Liveness detection)
• Account Aggregator (AA) consent flows & payment gateways (UPI intents, NACH e-mandates)
• Testing & Performance (Lighthouse, Core Web Vitals)

💼 What You'll Do

• Build and ship features across mobile (Android/iOS) and web journeys: onboarding, KYC, loan offer comparisons, KFS display, digital e-signatures, mandate setup, and loan servicing.
• Integrate third-party SDKs and banking infrastructure including Aadhaar/OKYC, selfie liveness, Video KYC, Account Aggregator APIs, and payment gateways.
• Engineer internal back-office operational tools: DSA partner portals, risk and underwriting views, and collections workflows.
• Contribute to a shared component design system and config-driven journey framework to accelerate feature releases.
• Optimize application performance for budget Android devices: minimize bundle size, reduce startup latency, batch API requests, and design offline-first states.
• Enforce strict security standards: local secure storage, SSL certificate pinning, least-privilege permission models, and zero-sensitive-data logging.

✅ What You'll Need

• 2–5 years of professional experience building production-grade mobile or web applications.
• Strong proficiency in React Native (mobile-leaning) or React/Next.js (web-leaning) with TypeScript.
• Solid understanding of JavaScript fundamentals, asynchronous operations, and state management frameworks.
• Proven experience building complex, multi-step onboarding funnels with rigorous input validation and error recovery states.
• Familiarity with deployment pipelines, app store submission processes (Play Store / App Store), or web performance tuning (Core Web Vitals).
• Sharp visual taste and dedication to pixel-level UI details on diverse device resolutions.

🌟 Nice to Have

• Prior experience building fintech, lending, neobanking, or digital payment applications.
• Hands-on experience with native Android (Kotlin) or iOS (Swift) for writing native SDK bridges.
• Experience with server-driven UI (SDUI), micro-frontends, or embeddable SDK flows.
• Experience implementing vernacular/multi-language interfaces and accessibility standards.