Razorpay vs Cred
Frontend Developer Salary Comparison — India 2026
Cred pays ~54% more on average
Based on base salary across all seniority levels in India
Salary Comparison — India (Base Pay, INR)
| Level | Razorpay | Cred | Difference |
|---|---|---|---|
| Junior (0–2 yrs) | ₹10L – ₹18L | ₹25L – ₹35L | -53% |
| Mid-Level (2–5 yrs) | ₹18L – ₹27L | ₹50L – ₹70L | -62% |
| Senior (5–8 yrs) | ₹27L – ₹45L | ₹65L – ₹90L | -54% |
| Staff / Lead (8+ yrs) | ₹45L – ₹65L | ₹85L – ₹1.2Cr | -46% |
Base salary only — excludes bonuses, ESOPs/RSUs, and joining bonus. Razorpay source: Levels.fyi 2026, AmbitionBox, Glassdoor. Cred source: Levels.fyi Mar 2026 (India SWE, pay-stub verified).
Razorpay
Unicorns / High GrowthFintech
Bengaluru, India
Cred
Unicorns / High GrowthFintech
Bengaluru, India
Frequently Asked Questions
Who pays more — Razorpay or Cred?
Based on our 2026 salary data, Cred pays approximately 54% more on average for frontend developer roles in India.
What is the salary difference between Razorpay and Cred for freshers?
At the junior level (0–2 years), Razorpay offers ₹10L–₹18L while Cred offers ₹25L–₹35L for frontend roles in India.
Should I join Razorpay or Cred as a frontend developer?
Salary is just one factor. Consider work-life balance, learning opportunities, team culture, and equity/ESOP value. Razorpay (Unicorns / High Growth) and Cred (Unicorns / High Growth) may offer different growth trajectories depending on your career stage.
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