Software Engineer - Global Merchant Lending

🏢 About PayPal

PayPal has been revolutionizing digital commerce globally for more than 25 years, operating a global, two-sided payments network connecting hundreds of millions of merchants and consumers across approximately 200 markets worldwide.

🎯 The Role

As a Software Engineer on the Global Merchant Lending (GML) team in Bengaluru, you will build and optimize modern web applications that help small and medium businesses access the capital they need faster and easier than traditional loans. Global Merchant Lending owns lending products such as PayPal Working Capital and PayPal Business Loan across international markets.

🛠️ Tech Stack

• React
• Next.js
• Express & Node.js
• JavaScript & TypeScript
• Automated Testing (Jest, Cypress, Playwright)

💼 What You'll Do

• Implement features across the Software Development Lifecycle (SDLC) with structure and mentorship from senior engineers.
• Build and optimize responsive web applications using React, Next.js, and Express.
• Write and maintain automated tests using Cypress, Playwright, and Jest to ensure high test coverage.
• Improve web application performance through caching, code splitting, lazy loading, and pagination.
• Apply web security best practices, including authentication, CORS, and XSS protection.
• Collaborate with peers, engineering managers, and tech leads during code and design reviews.

✅ What You'll Need

• 1+ years of relevant software engineering experience with a Bachelor degree (or equivalent combination of education and experience).
• Hands-on proficiency in React, Next.js, and Express to build and maintain production web applications.
• Working knowledge of modern frontend testing frameworks like Jest, Cypress, or Playwright.
• Understanding of web performance fundamentals and application security practices.
• Strong team collaboration, clean code habits, and proactive communication.

🌟 Nice to Have

• Familiarity with Java, Spring Boot, REST APIs, or messaging architectures (Kafka, ActiveMQ).
• Domain experience in online payments, fintech, credit, or loan management systems.